Which professional is typically not included in Errors and Omissions insurance?

Errors and Omissions (E&O) insurance is designed to protect professionals against claims of negligent acts, omissions, or errors that occur while providing their services to clients. This type of insurance is particularly vital for fields where professional advice or services can lead to significant financial consequences for clients if errors occur.

Pharmacists typically do not fall under the primary categories for E&O insurance because their work primarily revolves around dispensing medication, ensuring proper dosages, and providing essential health information. Their liability is often more directly related to product liability and malpractice insurance rather than errors and omissions in a professional advice capacity.

In contrast, professionals like accountants, architects, and insurance brokers engage in advisory roles and provide services where errors could lead to substantial losses for their clients. Consequently, they are usually included within the framework of E&O insurance coverage due to the nature of their work and the risks involved.

In summary, the specificity of the professional services provided by pharmacists, as opposed to those in roles typically covered by E&O insurance, helps clarify why they are generally not included in this type of liability insurance.